1. Introduction

Welcome to EXPANEL! We appreciate your interest in our desktop application designed to facilitate regulatory compliance and transaction reporting.

By downloading, installing, or using EXPANEL, you agree to comply with these Terms of Use ("Terms"). If you do not agree with these Terms, please refrain from using the application.

2. Grant of License

EXPANEL grants you a non-exclusive, non-transferable license to download, install, and use the application on your local office systems for the duration specified by your purchased license. This license is provided solely for your professional use in accordance with these Terms.

3. Types of Licenses and Duration

We offer licenses with different durations to meet your needs. Details regarding specific conditions, renewal options, and expiration dates for each license type will be provided at the time of purchase. Please ensure that you select the license that best suits your needs.

4. Restrictions

To protect both your interests and ours, please observe the following restrictions:

• Do not sublicense, sell, rent, lend, assign, distribute, transmit, host, outsource, disclose, or commercially exploit the application to third parties.
• Do not modify, create derivative works, disassemble, decrypt, decompile, or reverse-engineer any part of the application.
• Do not remove, modify, or obscure any ownership notices, including copyright or trademark indications, in the application.

5. Software Updates

We are committed to improving EXPANEL. From time to time, the application may automatically download and install updates, which may include bug fixes, new features, or entirely new versions. These updates are designed to enhance your experience and ensure optimal performance.

6. Privacy Policy

Your privacy is important to us. EXPANEL may collect minimal data necessary for the operation of the application. Please refer to our Privacy Policy for detailed information on how we collect, use, and protect your personal information.

7. Disclaimer of Warranty

EXPANEL is provided "as is" without any warranties of any kind. While we strive for excellence, we disclaim all express or implied warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Your use of the application is at your own risk.

8. Limitation of Liability

Under no circumstances will EXPANEL or its affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising from or related to your use or inability to use the application.

9. Termination

These Terms remain in effect until terminated. You may terminate them at any time by uninstalling the application and ceasing its use. We reserve the right to suspend or terminate your license to the application at our discretion, with or without notice, if you violate these Terms.

10. Amendments to these Terms

We may update or modify these Terms from time to time. Any changes will take effect immediately upon publication of the revised Terms in the application or on our website. Your continued use of EXPANEL after such changes constitutes your acceptance of the new Terms.

11. Support and Contact

We are here to help! If you have any questions, concerns, or need assistance, please contact our support team.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your Country/State], without regard to conflict of law principles.

13. Compliance with Local Laws

You are responsible for complying with all applicable local laws governing your use of the application. Please ensure that your use of EXPANEL is in accordance with the laws and regulations of your jurisdiction.